Whether you ride a pizza cutter (road bike) participating in club crits or just cruising with friends OR a knobby (mountain bike) doing down hill or cross country...we can insure you.

Our staff members and friends are avid cyclists participating in both off and on road cycling …..and yes we wear lycra doing both….that might lose us some mountain bikers but we might as well be upfront about it!!!

All forms of Cycling are inherently dangerous and insurers are generally cautious when it comes to covering people for their cycling activities.

Our view is that cyclists represent a much lower risk for heart disease and stroke which outweighs the risks associated with cycling. By presenting each individuals overall lifestyle to the insurer rather than just focusing on their risks, we are able to obtain full cover for our clients in most cases.

The disc brake disclaimer... insurers assess applications on a case by case basis and may exclude your cycling if for instance you’re rock hopping off 2 metre boulders or if you cycle professionally. The good new is that we’ll still be able to insure you, just with a few amendments to a standard policy.