Key Person Insurance - recognises the value and contribution of the 'Key People' in an organisation. In the event of the untimely death or disablement of the Key Person (eg. CEO, Business Partner or Head Research Scientist) the proceeds of the policy may be used to replace the Key Person. It protects a business against the financial hardship that it may incur when experience is lost and also covers the high cost of training and replacing human resources.

Partnership (Buy/Sell) Insurance - puts in place a formal agreement on how business equity is distributed when a partner or shareholder exits the business structure through death or disablement. The plan includes putting in place the necessary valuations, legal agreements and Life Insurance policies.

Business loan cover - Provides a lump sum payment to help pay off your outstanding loan balance in the event of your death, terminal illness, or in the event you suffer a medical trauma.

Business Expenses Insurance - will pay a monthly benefit to assist with the day to day running expenses of a business, like salaries, rent, mortgage, bills, if you are totally or partially disabled and unable to work.